SP Jain in the News

INR 1,800 EPF vs 12% of basic pay: Choosing EPF contribution can increase your in-hand salary, but is it worth?

EPF offers a disciplined way to save for retirement, but it can also affect how much you take home each month. For employees weighing immediate financial needs against long-term savings, the right contribution can depend on their goals, age and investment habits.

Alt tag: Choosing EPF contribution can increase your in-hand salary — article in Economic Times by Dr. Arindam Banerjee, Director, MFWM, SP Jain Global

Author: Dr Arindam Banerjee (Program Director - MFWM)

Publication: The Economic Times

Date: July 16, 2026

Tags: Financial planning, Wealth Management, Personal finance, Investment Management, EPF, Retirement Planning

The real investment boom is happening off the stock market

What if the best investment opportunities today aren’t even on the stock market? More and more money is moving into private companies, real estate, infrastructure, and new areas like AI and clean energy. These investments are becoming harder to ignore—but also harder to understand.