Academic year
			2013-14	2014-15	2015-16	2016-17
			Singapore	Dubai	Sydney	Sydney
	Fees & Other Charges		USD		AUD
A.	Annual Registration fees		2000	2000	2000	2000
B.	Tuition Fees		15500	16500	17500	18500
	(inclusive of two semesters,to be paid semester wise)
C.	Out of classroom activities		1200	1200	1500	1500
D.	Visa charges		200	5501	2	2
E.	Insurance charges		300	300**	500**	500**
	TOTAL		19200	20550	21500	22500

Books:
An invoice at actuals would be raised per semester (an estimated cost per semester may be taken at USD 300-350).

¹ On completion of year 2 in Dubai, the visa would need to be cancelled for which an additional cost of approximately AED 640/USD 175 would be payable by the student (the same would be charged at actuals at the time of cancellation of the visa). This amount is not included in the amount mentioned above.

² Australia visa - Students would be personally responsible for obtaining the visa. S P Jain would facilitate and assist with all the documentation. Visa fees would be paid by students as applicable. Students are required to demonstrate sufficient financial resources to cover their expenses towards tuition fees, living, travel and/or any other personal expenses. We recommend that students familiarize themselves of the visa requirements to ensure their eligibility for issuance of a student visa. Full details on student visas for Australia are available on http://www.immi.gov.au/students/students/chooser/

Visas for Dubai and Singapore would be processed by S P Jain on receipt of all tuition fees.

^** Figures mentioned are indicative for Dubai and Sydney. Actual figures would be billed at the commencement of each year.

Note:
• The tuition fees are to be paid in 2 instalments: 50% per semester.
• All other fees are to be paid prior to the commencement of the program.
• Fees are payable at S P Jain's Dubai and Singapore campus in USD.
• For the sake of convenience, students from India may pay their fees at the India Liaison office in USD. No rupee payments would be accepted.
• All airfares would be borne separately by students.

All students are expected to have a laptop for their exclusive use. Students may buy their own laptop as per the specifications given by S P Jain at the time of admission.

S P Jain assists students in procuring loans for fee payment. Click here for more details.

			Semester 1		Semester 2
1.	Last date for payment of all fees		August 5, 2013		November 30, 2013
2.	Interest on payment received after the above mentioned date		15% p.a.		15% p.a.

Applicable if Australian student visa is rejected

All monies (registration and additional fees) paid by the applicant, before applying for the Australian visa will be refunded, if the Australian student visa is rejected.

Applicants would be required to provide valid proof that their visa has been refused and the reason for the rejection of the visa, to receive the refund. If unable to substantiate, S P Jain has the discretion of not refunding the fees paid to the applicant.

Refund of deposit/fees for Commencing Students

• Refunds where a course cannot be delivered (Provider Default)
  
  After a Commencing Student has accepted an offer of enrolment at S P Jain School of Global Management, in the unlikely event that the school is unable to deliver the course as offered, the deposit and any tuition fees paid by the Commencing Student to that date will be refunded within two weeks of the agreed starting day of the course or the day on which the course ceases to be provided.
  
  Alternatively, a Commencing Student may be made an offer by the school to enrol in an alternative course at S P Jain’s expense for a cost no greater than the cost of the originally offered course of study.
• Refunds where a Commencing Student withdraws from a course (Student Default)
  
  Where a Commencing Student withdraws from a course during the first study period, s/he is entitled to a partial refund of any tuition fees paid. The amount of the deposit retained by the school, determined by the date at which the Commencing Student withdraws, is as follows:
  
  i. Prior to one month before the commencement date: The school will retain the registration fee and refund the rest of the tuition fees after deduction of any costs incurred towards processing of visas and insurance should the same have already been processed.
  
  ii. On or one month after the commencement date and up to three months of commencement of the course the school will refund 60% of the tuition fees paid.
  
  iii. After three months from the course commencement, the school will retain the entire fees paid.
  
  An application for a refund of the fees by a Commencing Student must be made in writing directly to the Admissions Office:
  
  i. Where a Commencing Student applies for a refund of the fees without making an appeal for special circumstances the refund will be assessed by the Admissions Office and cleared for payment to the Accounts Office.
  
  ii. Where a Commencing Student applies for a refund of the fees and makes an appeal for special circumstances, the decision will be made by the Admissions Office in consultation with the Registrar of the program if there is a need to do so.
  
  All refunds to Commencing Students will be paid within four weeks of the date of receipt of their request for a refund.
• No refund of deposit for Commencing Students
  
  A Commencing Student will not be entitled to a refund of the deposit where:
  
  i. An offer of enrolment is withdrawn by the school because the Commencing Student has breached the terms and conditions of their application or letter of offer, including through the provision of fraudulent documents; or
  
  ii. The school refuses to provide, or continue providing, the course to the Commencing Student because of one or more of the following events:
  
  a. A Commencing Student failed to pay an amount s/he was liable to pay the school, directly or indirectly, in order to undertake the course.
  
  b. A Commencing Student breached a term of his or her student visa.
  
  c. Student misconduct (as defined in the S P Jain Student Handbook) by a Commencing Student.
  
  
• Refund of tuition fees for Continuing Students
  
  Where a Continuing Student withdraws from a course one month prior to the commencement of any study period they are entitled to a refund of all tuition fees paid for that study period, excluding the deposit/registration amount paid. An application for a refund of tuition fees by a Continuing Student must be made in writing directly to the Admissions Office.
  
  A Continuing Studentmay apply for a full refund of tuition fees where they have withdrawn from a course due to special circumstances. Special circumstances include, but are not limited to:
  
  i. A Continuing Student’s application for a student visa is rejected.
  
  ii. Serious illness or misadventure, or other compassionate grounds such as death in the immediate family.
  
  iii. Political, civil or natural events which prevent full payment of fees.
  
  iv. Refund to a Continuing Student will be paid within four weeks of the date of receipt of their completed application for a refund. Refund will be paid to the Continuing Students in their home country unless the Continuing Student can demonstrate grounds for the refund to be made in Australia. Such grounds may include:
  
  i. A Continuing Student has enrolled in a course at another Australian education institution (copy of letter of offer from the other institution must be provided).
  
  ii. A Continuing Student has obtained or applied for another kind of visa to remain in Australia (copy of visa or application must be provided).
  
  iii. A Continuing Student has a fee credit, due to overpayment, for the semester.
• No Refund of tuition fees for Continuing Students
  
  A Continuing Student will not be entitled to a refund of Tuition Fees where the School refuses to provide, or continue providing, the course to the Continuing Student because of one or more of the following events:
  
  i. The Continuing Student failed to pay an amount he or she was liable to pay the School, directly or indirectly, in order to undertake the course.
  
  ii. The Continuing Student breached a term of his or her student visa.
  
  iii. Student misconduct (as defined in the S P Jain Student Handbook) by the Continuing Student.
• No Refund of tuition fees for Continuing Students
  
  A Continuing Student will not be entitled to a refund of tuition fees where the school refuses to provide, or continue providing, the course to the Continuing Student because of one or more of the following events:
  
  i. A Continuing Student failed to pay an amount s/he was liable to pay the school, directly or indirectly, in order to undertake the course.
  
  ii. A Continuing Student breached a term of his or her student visa.
  
  iii. Student misconduct (as defined in the S P Jain Student Handbook) by a Continuing Student.
• Refund of Overseas Student Health Cover (OSHC) fees
  
  Commencing Students who withdraw from or suspend their course may be eligible for a refund of any OSHC fees paid to the school. The amount refunded will be determined by the policies of the relevant OSHC provider.

		Academic year
		2013-14	2014-15	2015-16	2016-17
		Singapore	Dubai	Sydney	Sydney
		USD		AUD
		7200	7200**	10200**	10200**

** Housing costs indicated for Sydney are indicative and actual costs would be advised at the commencement of year 3 and 4.

• It is mandatory for students to opt for S P Jain housing in Dubai except for those students who are residents of Dubai. It is not mandatory for students to stay on campus in Singapore and Sydney but it is highly recommended. If a student wishes to, s/he can make his/her own accommodation arrangement. Housing through S P Jain would be on a first-come first-serve basis.
• Housing fees for the entire year are to be paid by August 5, 2013. Fees cannot be paid per semester.
• Interest at the rate of 15% pa would be charged for payments received after August 5, 2013.
• Student Housing Fees once paid would not be refunded under any circumstances.
• Accommodation would be made available 2 days before the start of orientation and up to 2 days after the end of the academic year.
• If a student requires housing during the semester/summer break, s/he would have to inform the institute in advance and pay an additional cost for the stay during the breaks.
• The student housing fees do not include meal costs.