SP JAIN GLOBAL BLOGS

Markets today are not just volatile—they are structurally uncertain.

Geopolitical conflicts disrupt trade routes, cyberattacks destabilise digital systems, and trade or monetary policy shifts ripple through economies. Increasingly, risks arise from outside traditional financial models. For finance professionals—especially those early in their careers—risk advisory has evolved into a strategic discipline central to decision-making.

We all seek healthy and prosperous lives in a caring and safe community of family and friends. My focus here is on how to accumulate wealth and how to protect that wealth using Australian examples. To accumulate wealth, it certainly helps to choose wealthy parents. But not all is lost if you are not so fortunate. Australia ranks highly in terms of intergenerational income mobility. Two-thirds of Australians earn more than their parents did at a similar age, especially those born in poorer families.